You could save hundreds in tax by having
your vehicle correctly appraised.
A certified letter of what your car is really worth, so ServiceOntario charges tax on that instead of the book value. Within the hour, by email.
Start this appraisalA certified valuation for your insurer, to settle a claim or set your coverage. The same day.
Start this appraisalA certified report of a damaged car’s value, for a claim or a dispute.
Start this appraisal
Accepted at any ServiceOntario counter
Send photos online. Your letter comes by email.
See what you'd saveThe Service Ontario appraisal
CalculatorTry your own numbers
Where to find the book value: it's the wholesale value printed in the Used Vehicle Information Package (UVIP), which the seller buys from ServiceOntario and has to give you.
13% of is ; 13% of is .
Ontario charges 13% on the greater of the price paid and the book value; with an appraisal, on the greater of the price paid and the appraised value. A car over twenty years old has no book value, so it needs an appraisal regardless. Illustration, not tax advice.
$89 + HST · 1-hour service
You save
$0in HST
No saving: an appraisal only lowers the tax when the car is worth less than its book value.
Other appraisals
What we appraise
Every letter is certified and dated. Service Ontario, insurers, banks and law firms take it as is.
How it works
A photo of the green ownership and the odometer. We read the VIN, year, make and model off it.
$89 + HST by Interac e-Transfer. Your reference goes in the message.
We email you a link. Finish whenever suits you within 7 days. Or bring the car in.
By email, often within the hour of your photos arriving. Or pick it up, or free post in 2–4 days.
Who you're dealing with
98 Ashwarren Road, North York. Open six days a week — bring the car, or just send the photos.
Licensed byGov. agency
Service Ontario100% approved!✓
Insurance100% approved!✓
Damage appraisal certified by Centennial College
Before you order
Either in person on Ashwarren Road, or electronically — photos, video and any repair receipts as proof of condition. We'll send instructions.
Not if it's within 60 days of the purchase. If the car was worth less than the book value you were taxed on, you can claim the difference back from the province — this is the appraisal that shows it.
By email within 15 minutes of your order, or pick it up in person. Drop-off within the hour (fees apply), free standard mail in 2–4 business days, or express with tracking.
Yes. Insurers, law firms and banks accept the emailed copy; Service Ontario wants it on paper. Print it anywhere.
Certified letters are accepted by Service Ontario, insurance companies, banks and law firms. The only ones we've seen questioned had a clerical error. Tell us and we'll send a corrected letter the same day.
No. An appraisal for Service Ontario isn't reported anywhere else.
Order online here, or come in person to 98 Ashwarren Road.
By Interac e-Transfer, or cash in person. Service Ontario and insurance appraisals are paid when you order; damage and other appraisals are confirmed with you first. Card payment is coming soon.
A 100% money-back promise. If the letter is declined and the issue isn't resolved, you get a full refund — with no time limit.
The site is encrypted, and no card details are entered on it. Your photo link is private to you and closes after 7 days.
An official, up-to-date valuation of a vehicle as it is now — its mechanical condition, body, interior and kilometres, and its history: accidents, rental or commercial use, and whether it was registered out of province or country.
At Service Ontario you pay HST on the book value listed in the Used Vehicle Information Package (UVIP) the seller gives you. High kilometres, wear, damage, or a history of accidents, rental or out-of-province use can make the car worth less than that — the appraisal sets its real value, and you pay tax on that instead. A vehicle over 20 years old needs an appraisal letter anyway, because it has no book value listed.
Paying HST on the real value at Service Ontario, import and export, legal matters such as divorce, bankruptcy and estates, insurance claims and coverage, protecting the value of a classic, and bank loans. Cars, vans, trucks, motorcycles and more.